Archive for November 1st, 2009

Rights Of The Tenant In An Assured Shorthold Tenancy

An assured short hold tenancy is a tenancy that gives a tenant the legal right to live in a property for a period of time. A tenancy might be for a set period such as six months (this is known as a fixed term tenancy) or it might roll on a week-to-week or month-to-month basis (this is known as a periodic tenancy).

The tenant has the right to live in the property without being hassled or disturbed. The landlord and any other people cannot enter the property as the tenant has the right to have control over their home.

A landlord cannot limit or otherwise interfere with a tenant’s right to live in their accommodation or they could be found guilty of harassment.

The law says that a landlord has to keep the property in good repair. This includes the structure and exterior of the property.

The roof Guttering Walls (doesn’t include internal decoration) Windows and doors

Gas, electricity, heating, water and sanitation must be kept in good repair by you the landlord. Your property should have the relevant gas safety certificates for all the gas appliances in your property and any furniture given by you must be fire proof.

Your tenant has certain responsibilities when it comes to looking after your property.

The property should have gas safety certificates which are valid for any gas appliances in the property and any furniture which is given by the landlord must be fire proof.

If your tenancy started after March 1997 a tenant the right to ask their landlord to provide a statement of the terms of their tenancy. The information that must be provided is as follows.

If a tenancy has started after March 1997 a tenant has the right have a statement of the terms of their tenancy from their landlord.

This information must be provided within 28 days of a request being made in writing by a tenant.

If you decide to evict your tenant during their fixed term tenancy then it could be for one of the reasons highlighted below:

The information will have to be given to the tenant within 28 days of the request being made by the tenant (in writing).

If the landlord decides to evict the tenant during a fixed term tenancy then it could be for one of the following reasons:

Rent arrears Tenant is regularly late with the rent Terms of the tenancy have been breached Tenant has allowed the condition of the property to deteriorate Property is being repossessed Tenant has caused nuisance or annoyance of some sort

A landlord can give two months’ notice without having a reason but the notice can not run out before the end of the fixed term. For further information on the notice required see the page Section 21 Notice to Quit.

Unless a valid reason exists the court will not grant a possession order. The court also has to take into consideration whether it is reasonable for a tenant to be evicted.

A landlord can serve a notice giving the tenant 2 months to leave the property without having a valid reason. For further information on the notice required visit Landlord Angel and look for the section 21 (fixed) page.

Your tenant cannot be evicted from your property unless the court has given the order for possession. If you the landlord have followed the correct procedure then the court will have no choice but to grant the possession order.

Your tenant can ask the court to delay the possession for up to six weeks if they can prove that they will face hardship.

If your tenant does not leave during the possession order then you can apply to the court to have them removed physically by bailiffs from your property.

To serve an eviction notice on your tenant in as little as 3 minutes check out Landlord Angel.

categories: real estate,landlord,law,solicitor,tenant,tenant eviction

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Real Estate SEO was begun by a Real Estate Agent like yourself. As he began his marketing he realized how much trouble it was to get on to the first page of the search engines to drive traffic. As time went on however he learned SEO specific to helping Real Estate Agents succeed in specific market niches. Now we would like to extend some of this SEO knowledge to you so we are offering our free Real Estate Agent SEO course.

Each Real Estate Agent ought to understand how Search Engine Optimization (SEO) affects them and their site. There are various sides to SEO but none are therefore so complicated that they can not be learned or mastered with a small amount of time, energy and effort.

Real Estate SEO Pros is happy to offer a free series of videos for Real Estate Agents to be told the fundamentals of SEO therefore how they can begin to apply these powerful techniques to their Web Selling practices.

The Following Will Be Covered:

1. Meta Tags – why they are critical in ranking your site

2. using the correct keywords to attract the right prospects

3. leveraging other sites on the Internet to assist your blog in ranking

4. how setting up a blog on your web site can really enhance your rankings on Google

5. outsourcing – the whys and wherefores of how to use this

You may realize that to implement these powerful SEO ways you’ll want to include a multi-tiered outlook for your real estate business.

The Internet has experienced a boom over the past several years. Over 80% of your prospects are searching online before they even pick up the phone to call you. (USA Today Feb 2007). So if you are serious about getting in on some of this traffic you will need to understand SEO to get those lucrative top spots in the search engine rankings. SEO may sound like it is challenging at first but in all honesty it is not that difficult at all. It is this reason that drove us to create and offer you this free 6 video course.

While it is not critical to look under the hood of how search engines work, it is imperative to understand that engines like Google, Bing and Yahoo, use advanced techniques to look at your page. SEO industry experts have determined that there are hundreds of various signals that the SEs use to decide how to place your website on their pages.

Blogging along with using web 2.0 sites to do what is known as backlinking are just a few of the many ways to move up in the search engine rankings. Other items such as Meta Tags, Onsite SEO and constantly adding content are just some of the items needed to gather organic movement up the search engine web pages.

The videos we created for you are meant to assist you with leaning the basics, such as setting up your first blog. There are lots of ways to get your message out there on to the Internet and we show you how to do it quickly and easily. Just like your business in the physical realm, your digital business needs traffic to survive. The Internet can help drive tons of hungry prospects right to your website door by applying just a few SEO tips we offer.

If you want to drive more traffic and therefore make more money with your online presence you can not afford to miss this series of 6 free videos. Each one goes into different aspects of SEO. They are short, sweet and to the point so that you can apply this your self to your sites right away.

Real Estate SEO Pros is offering a FREE 6 video course on Real Estate SEO. If you want to drive more traffic, and sell more in the coming year you need to learn Real Estate Internet Marketing strategies. We can help with that.

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What You Should Know About Las Vegas Short Sales

A short sale is when the creditor will allow the debtor to sell off the mortgaged property for a lower price for the sake of saving it from foreclosure. However, even though a bank will process this, there is no necessary commitment by the bank to sell the house. When the bank completes a short sale they have to write off the difference between their loan amount and the lesser proceeds from the sale is something creditors want to avoid.

There is a provision in any short sale contract that has a contingency where the bank must approve the sale. In other words, the catch is this: if the bank persuades the seller to refinance the house, the bank doesn’t approve the short sale and the buyer gets their deposit back. After the offer is made, the bank may try to convince the seller to refinance their loan and stay in the house, and then the bank doesn’t have to take the write off.

The world of Las Vegas short sales and Las Vegas foreclosure is not easy. People do business with people they trust. What matters here is what is best for the buyer and the client and what will help create a long term relationship with the people you are working with.

Just like any other real estate business transaction, Las Vegas short sales need a lot of patience and time before you can say “case closed.” It may take months for the lender to respond and the experience of the listing or buyer agent with short sales is very important.

Foreclosure is a legal process where the creditor takes ownership of the property when the debtor fails to meet payment schedules due to sever financial constraints. Foreclosed properties simply mean the owner has moved out and the bank holds legal title to the property. In some states the previous owner still has a “redemption period” to get the home back from the bank.

A Las Vegas foreclosure is final and the bank can turn around and sell the property right away. An offer on a foreclosed property can take anywhere from one day to two weeks to be accepted by the bank and usually 30 to 45 days from acceptance to completion.

Generally speaking, it is possible to get better deals on Las Vegas condos and homes by targeting foreclosure listings. Foreclosure buyers need to keep in mind that everyone is looking for those deals right now. Sales volume in Las Vegas in August and July was back up to 2005 levels, and the best priced foreclosures have multiple offers submitted. Most foreclosures are actually selling above the listed price, not below.

Buyers need to keep in mind that these foreclosures are steals to begin with. Then they need to have a savvy agent that can provide a comparable home to let you judge a property’s true worth. It’s not how much you can “take off” the sales price that counts – it’s how much the winning bid is in relation to the home’s value. Buyers need to be patient and realize it can take anywhere from two to six offers to acquire their dream home at the price they want to pay.

If you’ve searched for homes in the last little while, you’ve seen that Las Vegas short sales are everywhere. Homebuyers looking for a new home should seriously consider a Las Vegas foreclosure.

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Carpeting in a home can add warmth and comfort like no other floor covering. On the coldest of winter days, carpet can help to keep you feet warm. It adds padding as you walk and is slip resistant. Without proper care, carpeting can become dirty and smelly. In addition, dust mites, a major cause of allergy problems can set up a breeding and feeding station in dirty carpets. Raleigh carpet cleaning services can help to keep your carpets clean. You should call for this service at least twice every year.

Not all carpet cleaning services offer the same type of carpet cleaning. The correct method for your carpet will depend on several factors, including the type of traffic on your carpet, whether you have children or pets, and if allergies are a problem. With any of these factors, the method of carpet cleaning may need to change.

Before agreeing to any type of carpet cleaning, be sure that the method is compatible with your carpets. Raleigh carpet cleaning professionals will be able to tell you the best method for your particular carpets or rugs. The most common forms of carpet cleaning include shampooing, foam cleaning, dry cleaning and steam cleaning. A fifth type of carpet cleaning is the bonnet method, however it is reserved for cleaning commercial carpets and should not be used in your home.

The first step of cleaning your carpets should be a thorough vacuum of the carpets. The technician should do this before any cleaners are applied to the carpet.

One of the oldest attempts at deep cleaning of carpets is shampooing. This is the least effective of all methods of carpet cleaning. A detergent solution is sprayed onto the surface of the carpet and the carpet cleaning machine mixes the detergent with the carpet fibers. When this process has been completed, the vacuum is used to remove dirt and water from the carpet. The brighteners and deodorizers can help the carpet to look good initially, but the cleaning is only on the surface and stains may reappear in only a few days.

In carpet dry cleaning, a moist powder is spread onto the carpet and allowed to pick up dirt. The powder is worked through the carpet and afterwards is vacuumed. There is no wait to move furniture back into place with this method.

Foam carpet cleaning is a sort of mixture of shampooing and dry cleaning. A small amount of water is used and it is mixed with a foam detergent and worked into your carpet. Dirt adheres to the foam and is removed as the foam is vacuumed back out of the carpet using the cleaning machine. Carpets dry in a very short time.

The method recommended by some of the major carpet manufacturers is steam cleaning. Steam cleaning, also known, as hot water extraction requires the use of a machine that is very large and mounted in a vehicle. Hot water and detergents are injected into your carpets using the machine and the vacuum removes water detergent and dirt from your carpets. This process is also effective at removing microbes, including dust mites. Carpets will be left smelling and looking like new.

Accidents occur! Use Raleigh Carpet Water Extraction!Get your entire house looking perfect with like new carpets with Raleigh Carpet Cleaning.

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Your Credit Rights The Fair Debt Collection Practices Act

Many consumers have their legal rights violated by collectors without even knowing it. The Fair Debt Collection Practices Act is designed to stop harassing, unfair, and abusive debt collection practices.

Knowing the important details of this act will help you stand up against abusive collection practices and stop collection companies from violating your rights.

There are many requirements debt collectors must abide by per the FDCPA law.

Debt collectors are not allowed to tell others details about the consumer including that they owe a debt, they cannot communicate with anyone other than the consumer more than once, not communicate through post card or have ANY markings on the outside of their envelope indicating they might be a debt collector.

Basically, collection companies cannot use the fact that they are a debt collector to bully you or strong arm you into paying.

They cannot identify themselves as a debt collector to your employer or anyone at your work, and they cannot send mail identifying that they are a debt collector with the intent of causing embarrassment or another hardship to you.

Debt collectors are can’t call a consumer at an unusual time or place. This includes before 8 a.m. and after 9 p.m. A debt collector should not contact a consumer at their place of employment if they have reason to believe this is prohibited or looked at negatively by the employer.

They are also required to immediately cease all contact with you if you claim to be represented by and attorney, or if you notify them that you refuse to pay the debt.

There are many restrictions of abusive and harassing practices in the FDCPA also. Debt collectors are prohibited from using the threat of violence or other criminal means to cause harm to the consumer.

The use of obscene language is prohibited along with the publication of information that the consumer allegedly owes the debt.

Debt collectors cannot cause a consumer’s phone to ring repetitively with the intent to annoy or harass any person; this includes the constant use of auto dialers. And they have to clearly identify themselves on every phone call they make to you.

False and misleading representations are also prohibited per the FDCPA. These include the debt collector identifying themselves as an affiliate of the United States government, miss-representing the legal status of a debt, or that they are an attorney if they are not.

Your debt collectors are prohibited from falsely representing that the nonpayment could result in the arrest or imprisonment of the consumer or the seizure of their property or garnishment of their wages unless such action is lawful and the debt collector intends on taking that action.

Creditors must have a long standing history of taking these actions in the majority of cases if they are going to make threats of legal action against you.

Debt collectors are not allowed to communicate credit information which is known to be untrue or in dispute to any person. They also cannot falsely issue you documentation representing itself as coming from the courts or other legal authorities.

They also are prohibited from using any false representation or deceptive means to collect a debt. They must identify themselves to the consumer as a debt collector and that the nature of the call is for that purpose.

Debt collectors are NOT directly affiliated with the credit reporting agencies, and they cannot claim that they are per the FDCPA.

They cannot accept post dated checks of more than 5 days, or attempt to collect more than what is owed due to the original contract.

They must also send a written statement to each consumer within 5 days of contacting the consumer. This letter must contain the amount of the original debt, creditor’s name, and many disclosures specific to FTC language.

Any violations within this act can be costly to the debt collector, especially in the civil and class action aspects.

To learn more about consumer credit laws and how they can help you challenge your creditors and win every time visit www.PerfectCreditFast.com.

The author: Ty Crandall is an international authority and expert on credit scoring and credit law. He has over 12 years experience in the financial and credit sectors and is currently the CEO of Elite Credit Incorporated. To download more of Ty?s invaluable credit tips and for more information on credit scoring and credit repair for loan approval, please visit www.PerfectCreditFast.com.

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Crystal Chandeliers Top The Charts

A lot of people come to a point, where they want to change something about their homes. Some people will commence in extreme remodeling jobs in order to change the appearance of their homes. While other people take a smarter approach when trying to change the appearance of their humble abodes by simply obtaining an elegant chandelier.

There are literally thousands of different types of chandeliers to choose from, so often times finding the right chandelier for your home can be a daunting task. Many people more often than not will choose to obtain a crystal chandelier in comparison to any other type.

The reason why crystal chandeliers have increased in popularity is because many people are not only looking for a way to add an extra amount of light to their homes; they are also looking at a way to decorate their current space.

You will find that on your hunt for a chandelier the most elegant chandeliers have to be the crystal chandelier. This chandelier is clearly the definition of what elegance and class should look like. Crystal chandeliers just scream out beauty.

The humorous thing is many people are not only interested in obtaining a chandelier to add a little bit of extra light to their home, they are looking at a chandelier to add an extra amount of beauty to their humble abode. What better way to show your guests that you have decided to re-decorate your home then to have an elaborate crystal chandelier hanging from the ceiling.

Crystal chandeliers are avidly used in order to maximize the amount of light that comes glistening off of the chandelier. The crystals on your chandelier will catch the rays of light and add a bright shine to any room that you hang them up in.

Crystal chandeliers also give off an immense amount of light. The crystals will catch the light from the bulbs in the chandelier will cause more light to come seaming across your walls. Crystal chandeliers add enough light to a room that you never have to be bothered with using any other means of light for your room.

Crystal chandeliers are great for any style of home. The chandeliers come in many different sizes so regardless of how big your home is you can find a chandelier that will suit your home perfectly. Crystal chandeliers add an extra amount of decadence that no other lighting fixture can dare to come close to.

So, before you try to take an evasive route of remodeling your entire living space, think smart and invest the funds that you would have wasted in home remodeling into an elaborate crystal chandelier.

Cody Scholberg writes about the candle chandelier and lighting chandeliers.

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Fund Your Deals with Business Lines of Credit

Business lines of credit – thing of the moment

Investing in real estate has become a new lifestyle choice for thousands of people all over the world. With the increase in foreclosed homes and auction sold properties in the last year; there has been a dramatic increase in the possibilities of finding great houses for bargain prices. Investors are buying foreclosed properties, doing them up and selling them on for great profits. Flipping houses has become a new trend in real estate, and has proved to be a great way to make money. Having money readily available to refurbish the properties however is one of the biggest problems that new investors face, but business lines of credit are providing them with the ultimate solution.

Business lines of credit are a revolving credit facility provided by banks and financial institutions. Investors can apply for a line of credit with a bank which is typically given as either a cash credit or in the form of an overdraft. The agreed credit limit is then readily available for when the need arises, and the money can be used to flip a new home.

Business lines of credit are proving to be very beneficial to businesses worldwide. Unlike the traditional loans; lines of credit can be drawn upon and repaid at any time, and interest is only charged on the outstanding balance. There is no term time for business lines of credit, so the money can sit in your bank until it is needed. There is typically an annual review conducted with the financial institution, where credit amounts can be changed if desired.

Real estate investors are finding business lines of credit a very valuable asset. The increased cash flow enables refurbishment and renovation work to be done on a property without the need of having to use your own money. Cash can be drawn out of the bank and used to decorate and do up a property, and can be repaid upon the sale of the house. Business lines of credit provide investors with a new flexibility which is proving to be highly valuable.

Having money readily available to buy and do up a property is one of the biggest problems that a new real estate investor can face, and business lines of credit are solving that problem. After having purchased a home in need of revamping; money is at hand to fix up the house to a great standard. The property can then be put back onto the real estate market and be sold for a large profit to a new buyer. The money made on the sale of the house can be partly used to repay the financial institution or bank, and the rest is pure profit. Once a new investor has flipped their first house, it becomes easier to do a second, and eventually to manage a larger property portfolio. Business lines of credit are allowing new investors to find the means to buy and do up homes and to realise their dreams as real estate investors.

Go to: www.findcashforrealestate.com

Looking to find the best deal on real estate, then visit www.makerealestateinvestingsimple.com to find the best advice on investing in real estatereal estate training for you.

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Things To Consider Before Renting Your Home

Renting out your home can be a tricky business. If you are unable to sell your house in this recession, then renting it is a good option. Also, if you are in need of money, and do not wish to sell your house, then renting is an alternative. While thinking of renting out your house, there are many issues that need to be considered.

There are various advantages of renting out your home. It can provide a steady cash flow that you can use to cover your expenses, and taxes. It allows you to retain ownership of your home while making a profit out of it. If you are living in another location, and have a free property, then it is best not to let it go to waste. Moreover, if you are moving to another location on a temporary basis, or are not sure if you will shift back or not, it is better not to take the risk of selling your house. You can just put it up for rent, and enjoy the income until you come back.

Today, recession has hit every business, and it may be a bad time to sell your house. If you are not getting a good deal for selling your house, it is better to wait, and rent it out for the time being, until you have a better offer.

One can enjoy a carefree tax holiday during the period of your rent agreement. You literally get rid of all the expenses related to maintaining, and managing your house, if you rent it out. These include mortgage interest payments, insurance payments, property taxes, maintenance, repair, and cleaning services.

Even the cost of travel, and local transportation expenses, incurred in the maintenance and management of the property, and the collection of rent, are tax deductible. Next is the depreciation expense; the depreciation deduction will cover a lot of the rental income you earn, so it is a good tax shelter. Thus, it leads to considerable savings.

There are also some disadvantages of renting your house. When you rent your house, you become the landlord which is a big responsibility. In addition, the tenants may damage your house, or misuse it in some way, which can put the costs of repair, and maintenance on you.

If you decide to rent out your home, the first step is to assess the value of your home, and an appropriate amount of rent. If you have a mortgage on your property, you must notify, and take permission from your lender, or you could be facing legal charges.

It is also important to ensure that your house is in good condition, so that you can find tenants easily, and can ask for a reasonable rent. It is a good option to hire agents who can guide you through the entire process, and give you financial advice. It is also important to select good tenants who do not cause you problems in the future.

James L Harrison is a real estate consultant and has written many books on this subject, to know more about estate agents Manchester please visit his recommended websites http://www.mancitylettings.co.uk.

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Why A Short Sale And Not A Foreclosure?

The current economic environment never leaves out the financial vulnerability of a lot of families. Foreclosure rates are constantly increasing every year. For San Diego foreclosures alone, it amounts roughly to 3,500 in the 2nd quarter of 2009, and this is a 14 percent increase from the previous 1,630 San Diego foreclosures in the 1st quarter of 2009.

While these numbers may be staggering, believe it or not, lenders themselves do not want to deal with a foreclosure either. It’s not always a win scenario for lenders when a San Diego foreclosure occurs there is still some high costs associated with it and taking the back the property.

The process of a foreclosure can cost as much as a whopping $77,000 and even higher. Homeowners spend closer to $8,000 or more for related services. The bigger burden is even on the lending party. They have to settle legal and recording expenses, advertising, possible property renovation, and not to mention, the time and money it takes to look for a buyer.

This is one of the obvious reasons that more people opt for a San Diego short sale than to let themselves be part of a San Diego foreclosure. The short sale is a transaction that happens when both the lender and debtor agree to put the mortgaged property for sale at a lesser price than the outstanding balance of the debtor. Once the sale has been made, the proceeds will be handed over to the lender. The process for a short sale is also more convenient and time consuming.

If your family owes more than what the house is worth, then a short sale will be much better than to leave your property to a foreclosure. The short sale will let you eliminate your debt for less than what you owe. This would be a better scenario for both parties (the debtor and the creditor). The other advantage is that you can prevent a major stain on your credit history because a foreclosure has a bigger negative impact compared to a short sale.

For a more convenient way for a San Diego short sale you should look to the numerous companies that offer these type of real estate services. They will assure you that your short sale will be successful and help you avoid a San Diego foreclosure.

A short sale is definitely less complicated than a foreclosure. Still, it involves a legal process. Working with experienced professionals or a company with a good team of lawyers and tax advisers can help you run through the complex details.

Never doubt what a San Diego short sale can do for you. It gives you a good way to avoid being part of the numbers of a San Diego foreclosure.

Few markets have been hit as hard by the housing disaster thanSouthern California. San Diego short sales are available all over. Buyers can now take advantage of San Diego foreclosures.

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Online Stock Investing Method

One of the things that keeps an individual back from creating an internet stock investing account is fear of the unforeseen, and/or the wrong perception that the process of investing online is hard or confusing. This could never be further from reality. I created this article to take the worry away and to prove to investors how easy and how advantageous online stock investing is.

The initial step is to choose an internet trader. Go with the famous and reputablehighly regarded companies like Ameritrade, Etrade, Scottrade, and many more.

Check their prices and price programs and make an approximation of how often you will be trading and roughly how many transactions you will be doing every month. Select the group that best fits your specific needs.

You will then need to register for an account with the stock investment website that you selected. This process can consume up to thirty minutes or so. The data you will be asked to provide will be essential data on you and your spouse if applicable. A number of the information you will be required to provide will be sensitive in nature, (social security number, bank account information, etc.), but remember that it is nothing a usual broker wouldn’t ask for. This is the reason it’s important to choose an online stock investing website.

You will next need to create a deposit into your account to start trading. There are usually waiting periods as the website will need to wait for your money to clear before putting them to your account. There may also be limits placed on how huge your transactions can be or how much of them you can trade at first. This is for safety reasons but as trust is created with you, this becomes much less of an issue.

Lastly, go ahead and trade stocks online! Familiarize yourself with the program and the research tools that are provided to you. There will be written and video training materials to help you learn quicly. It is well worth your time to read and see them because it will help much. Expect to consume a total of three to four hours doing this.

Jason Myers is a professional writer and he writes mostly about investing and trading tactics online. He’s also interested in law and legal informations.

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