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Lumber Racks » Truck Lumber Racks
He’s got night crawlers from Canada, salamanders from North Dakota and wigglers from his own worm bed behind the store. A refrigerated tank is home to cured shiners and minnows sedated by the cold. “Wild shiners in a non-refrigerated tank …. Lettuce Lake, the only open spot in the river, gave us a look at the county park tower where folks so inclined can view the swamp without getting their feet wet. And a little further up, we found the buzzards. They come in hundreds, …  read more…

Repo Single Wide Trailers
Manufacturing Legislation Pembina, North Dakota Repo Single Wide Trailers Is Under … Single Wide Mobile Homes Mckenzie, North Dakota Modular Home Trailer … barbque5263.kitchenbathroomremodeling.net mobile Homes Dealers … … used Park Model Homes For Sale Near Lake Fork Texas – Loan Collateral … … Find Used Park Model Trailers Here Here All Resources Information. … Schertz Tx Used And Repo Single Wide And Double Wide Manufactured Homes For Sale In … …  read more…

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Tourist Spots and Accommodations for the Best Winter Getaways
Winter season is also an excellent time to plan a vacation and enjoy the cold climate. Here are several suggestions to an exciting winter getaway.

Winter season often limits outdoor vacation and ac…  read more…

Tourist Spots and Accommodations for the Best Winter Getaways
Winter season often limits outdoor vacation and activities. The snow sometimes reaches six inches deep that prevent us from having fun outside. However winter time is not at all that constricting if w…  read more…

Skyscrapers of the Desert
The tallest building ranked by height in Dubai, United Arab Emirates is the seventy-four story Almas Tower, which is almost twelve hundred feet tall. Construction on the Almas Tower, also known as Dia…  read more…

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Latest North Dakota news, sports, business and entertainment:… (KXMA-TV Dickinson)
State and local agencies are advising those whose homes were damaged by a recent tornado to check credentials and consider other details when hiring contractors. Doreen Riedman with the North Dakota Association of Builders says often, out-of-sta  read more…

NORTH DAKOTA ROUNDUP: Saltier outlet water, Dorgan fundraising etc. (Grand Forks Herald)
    Own or rent we have a policy for you! Sharon Opdahl – State Farm – Ends Jul 22, 2009  read more…

Across the metro, even million-dollar homes are having trouble selling (Pioneer Press)
GLUT Across the metro, million-dollar mansions are piling up on the market, as even high-end homebuyers feel the pinch of the recession and the  read more…

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Resolved Question: Praise the Goddess!!! I have found the light!!!!!!?
I have finally truly found the answer to the question that has been haunting me for nearly two years now. I could not for the life of me figure out WHY this local ultraconservative cult like Christian church has been driving me nuts with the constant harassment. I asked alot of questions on here trying to figure it out and I know that many of you thought that I was just trying to get attention or was nuts. But I have found out why they have targeted me!!!!!!

Their church owns a ranch just north east of here where my great grandfather homesteaded many years ago. Guess what people…. I OWN THE MINERAL RIGHTS TO THEIR RANCH!!!!!!!!!! I inherited them about four years ago from a bachelor Uncle who died. They may own the property but I HAVE THE MINERAL RIGHTS!!!!!!!

HAHAHAHAHAHAHAHA! They want to make me a member of their little group any way they can so they can get me to GIVE the rights to them.

I don’t know if you guys know this but this area is over a huge lake of sorts of natural gas and oil. This is eastern MOntana, north dakota and I think south dakota too.

SO it is all about money… not my soul, life or the fact i am a wiccan witch…. Just old fashion greed!!!!!!!!!!!!

My question to you is…. What should I do with these rights???????
Zan.. in the state of MOntana… I DO have access to the oil and gas… by LAW. They can’t denie the oil companies I contract with access!!!!!

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Resolved Question: Funding for “Investment Property” which will eventually be our retirement home? Any help?
Here’s the situation: My husband and I currently have a primary residence in North Dakota which we have a mortgage on (monthly payment is $823). We plan to retire in 15 years. For the past year we have been looking at property for sale with or without a residence on it to have set up as our primary residence in retirement. This last week we found it. Its perfect, everything we want for our family, upstate New York, 5 acres, stream, surrounded by apple & peach orchards, 1/4 from Lake Ontario, across the street from a state park, 15 minutes from Amish Country, huge barn, etc. Currently there are renters in the property and it is For Sale By Owner. The property is selling for $155k and the current owners bought it for $145k 3 years ago. We believe it is reasonably priced. Our credit score is between 760-770 and have a low debt ratio (no car payments, no credit debt, one small 3 year loan under 7k that we got for our parents to consolidate their loans and they pay on time.) I think we have formed a good repore with the sellers. This is their second home as well, they live out of state.

I have talked to a handful of banks and we are definitely preapproved. The down fall is that they are considering this an investment property because there are currently renters in the home whom we have agreed that they will stay for no longer than a year, then becoming our vacation home until we can retire there. Is there anyway around this “investment” classification that the lenders are calling it. For 14 out of the 15 years it will be a vacation home until we can make it our primary residence. With the lenders classification the lending falls under more strict rules. For example we will have to have 20% down, plus closing costs, totaling about 42k due at closing. That’s a lot of money! But we want to get in now because I know as we speak mortgage lending practices are tightening and new rules are being put into place. With this and inflation we want to get in now before it will cost us even more money. Our plan would be to have it paid off by the time we retire.

Please anyone with any ideas/advice would be helpful. We are open to non-traditional ideas like “assuming a loan” or the like.

Here is what we have been given by the banks thus far:
30 year fixed
pay 2 points
6.625 interest rate
20 % down
Payment around $1070 a month

Thanks in advance.
I would like to add a few more details and thank you to all who have helped in answering my question thus far.

The current owners own the house in full, so there is no mortgage. Also, I know they want to sell this house so they can use the money from equity for their new house. We haven’t put in an offer yet but they have already told us they are firm on the price, 155k and that they have already reduced it by 15k. I do believe it is a great deal at 155k.

Hope these minor details help. Keep coming with the good advice.

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